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Roody SouverainCentral Florida

The data, with every source and date shown.

No number on this page was typed in by hand. Every chart is pulled from a named public source on a schedule, and every chart tells you which source and how current it is. Where two sources disagree, I say so instead of picking the flattering one.

Where the country goes one way and Florida goes the other

Are there more homes for sale than a year ago, or fewer?

What it means: This is the single most important chart on the site. Nationally there are still slightly more homes for sale than a year ago, +2.1%. Florida has gone the other way hard at -14.1%. Orlando sits between them at -4.1%, and has now been below last year's line for 6 straight months. Be careful with the Florida number though: a lot of that drop is sellers pulling homes off the market rather than buyers buying them.

Source: Realtor.com Economic Research · Data through July 2026

Orlando versus every other Florida metro

Is Orlando really tighter than the rest of Florida?

What it means: No, and this is where most agents get it backwards. Orlando has the mildest inventory contraction of any major Florida metro. Naples, Cape Coral and Jacksonville have seen listings collapse around 20%. That is not strength, that is a market where sellers gave up. Orlando held onto more of its supply, which means a buyer here still has something to choose from and something to negotiate over. Orlando is the most balanced major market in the state, and balance is worth more to you than a headline.

Source: Realtor.com Economic Research · Data through July 2026 · Orlando highlighted

Are sellers listing, or holding?

New listings coming to market each month in Orlando.

What it means: This is how you tell the difference between a market with no demand and a market with no supply. When new listings fall while homes keep selling, the shortage is coming from sellers choosing to stay put, usually because they are sitting on a mortgage rate they do not want to give up. That is what has been happening. It is also why the inventory drop above is not the good news it looks like at first glance.

Source: Realtor.com Economic Research · Data through July 2026

Homes for sale in Orlando, month by month

The raw count, not the percentage.

What it means: Percentages hide the size of a market. This is the actual number of homes sitting available across the metro. Worth remembering: not all of it is really for sale. A meaningful slice is overpriced inventory that has been sitting for months in good condition and is not moving. Net those out and the genuinely buyable, sensibly priced supply is tighter than this chart suggests.

Source: Realtor.com Economic Research · Data through July 2026

Homes going under contract

Pending sales in Orlando since 2023.

What it means: Pending sales are the closest thing to a live pulse. A closed sale tells you what buyers decided 30 to 45 days ago. Pending tells you what they are deciding now. Watch this line against the mortgage rate chart further down and you will see how quickly buyer behavior responds to the cost of borrowing.

Source: Realtor.com Economic Research · Data through July 2026

Price cuts, measured against what was actually normal

Are sellers cutting price more than they used to?

What it means: Here is the correction almost nobody makes. Before the pandemic, in 2018 and 2019, about 23.3% of Orlando listings took a price cut in a typical month. That was a normal, healthy market. Today's number is not far off that, and by some measures it is below it. So when you hear that price cuts are climbing, ask the follow up question: climbing compared to what? Compared to 2021, yes, but 2021 was not normal. Compared to a functioning market, we are close to ordinary.

Source: Zillow Research (blue, share of listings with a cut) and Realtor.com Economic Research (orange, price reduced share) · Data through July 2026 · The two publishers count this differently, so the levels differ. Both are shown rather than picking one

What sellers actually get versus what they ask

The sale-to-list ratio in Orlando.

What it means: Right now the typical Orlando seller closes at about 97.2% of asking price. That is the number to hold in your head. The sellers capturing 98 cents on the dollar did not get there by pricing high and negotiating down. They got there by pricing into the market on day one. That difference in strategy is the difference between sold and sitting.

Source: Zillow Research · Data through May 2026

The 30-year mortgage rate

What is the cost of borrowing doing?

What it means: This is the other number I watch every week. Anytime the 30-year rate touches around 6%, the energy in this market ratchets up fast. It happened for a few days in February 2026, when it hit 5.98%, and the change was palpable. Buyers noticed and they moved. Today it is around 6.67%. Even with less inventory, buyers get less ambitious when borrowing costs more. A sustained move below 6% would change this market meaningfully.

Source: Freddie Mac Primary Mortgage Market Survey via FRED · Data through August 2026

Orlando home values since 2000

What has actually happened to prices over a quarter century?

What it means: Zoom out and the last few years look less like a catastrophe and more like a very steep climb that stopped. You can see the 2006 bubble, the crash that followed, the long slow recovery, and then the pandemic spike that pulled roughly a decade of appreciation into two years. Prices have flattened since. Flat is not falling. If you bought before 2021 you are still far ahead.

Source: Zillow Home Value Index · Data through June 2026

Are people still moving here?

Orlando metro population.

What it means: Yes, but slower than the story suggests. The metro added about 37,700 people in the most recent year, which was the tenth largest numeric gain of any metro in the country. That is real demand. But the growth rate has slowed every year since 2022. Be careful with anyone still calling this the fastest growing metro in America. It is growing, it is not accelerating, and the difference matters when you are underwriting a purchase.

Source: US Census Bureau population estimates via FRED · Data through January 2025 · Values are in thousands. There is no 2026 estimate yet; the newest Census vintage is 2025

Where all of this comes from

Every source, with the date it last published. If something here goes stale, this table will show it rather than quietly serving you old numbers.

SourceWhat it providesData through
Realtor.com Economic ResearchZIP level inventory, days on market, price cutsJuly 2026
Realtor.com Economic ResearchNational, Florida and metro comparisonsJuly 2026
Zillow ResearchSale-to-list ratio, days to pending, long-run home valuesJune 2026
Zillow Research, ZHVIZIP level home values back to 2000June 2026
FRED, Federal Reserve Bank of St. LouisMortgage rates, house price index, populationAugust 2026
HMDA, Consumer Financial Protection BureauFHA loan share by countyDecember 2025

A note on honesty: two publishers can measure the same thing differently. Realtor.com and Zillow both report price cuts and get different numbers because they count different things. Rather than pick whichever looks better, both are shown and labeled. The same care applies to geography: Realtor.com uses the federal Orlando metro definition covering Orange, Seminole, Osceola and Lake counties, which is not the same footprint the local Realtor association reports.