Miami harbour and the skyline at twilight, Florida

67 counties · Data through September 2026

Florida, six regions at a time

The state does not move as one market and it never has. Pick the part of Florida you actually care about and read it on its own terms, with every ZIP code in it scored against its own history.

Browse the state

Six regions, by how Floridians talk about the state

Not by federal statistical area. Every county appears in exactly one region, and every scored ZIP code inside it is measured the same way.

Riverfront homes and dense greenery, seen from above

Central Florida

10 counties · 196 scored ZIP codes

The I-4 corridor from the coast to the Gulf side, plus the lake counties north of it. Theme park employment, distribution, and the fastest new construction in the state.

50 strong91 mixed55 soft

Palm Bay-Melbourne · Deltona-Daytona Beach · Orlando · Ocala · Lakeland · The Villages

Clearwater Beach on Florida's Gulf coast

Tampa Bay

7 counties · 182 scored ZIP codes

Hillsborough and Pinellas at the centre, with Pasco, Hernando, Manatee, Sarasota and Citrus around them. The state's second-largest metro economy and its deepest condo market outside the southeast.

54 strong102 mixed26 soft

Homosassa Springs · Tampa · Sarasota-Bradenton

Southeast Florida

8 counties · 214 scored ZIP codes

Miami-Dade, Broward and Palm Beach, running north through the Treasure Coast and south to the Keys. The highest prices, the most international demand, and the toughest insurance market in Florida.

123 strong80 mixed11 soft

Miami-Fort Lauderdale · Sebastian-Vero Beach · Port St. Lucie · Key West

Houses lining the shore at sunset, seen from above

Southwest Florida

8 counties · 76 scored ZIP codes

The Gulf coast from Charlotte Harbour down to Naples, with the inland counties behind it. Seasonal demand, heavy new supply, and the market most exposed to storm and insurance cost.

40 strong22 mixed14 soft

Punta Gorda · Naples · Sebring · Cape Coral-Fort Myers

The waterfront and historic architecture of St. Augustine, Florida

North and Northeast Florida

18 counties · 99 scored ZIP codes

Jacksonville and the First Coast, Gainesville, and the rural counties across the top of the peninsula. The most affordable major metro in the state and its largest port.

43 strong42 mixed14 soft

Gainesville · Jacksonville

Santa Rosa Beach on the Florida Panhandle, from above

The Panhandle

16 counties · 74 scored ZIP codes

Pensacola east to Tallahassee and the Forgotten Coast. Military employment, state government, and a Gulf beach market that runs on a different calendar from the rest of Florida.

32 strong34 mixed8 soft

Panama City · Pensacola · Tallahassee · Fort Walton Beach-Destin

See what a report on your area covers Look up a single ZIP code

Source: Realtor.com Economic Research, with FHA share from HMDA via CFPB · Data through September 2026