Kissimmee, FL 34743
Osceola County · Orlando metro · Data through July 2026
More homes, more price cuts, longer waits. This is the buyer's zone.
This ZIP code has more homes for sale than normal, more sellers cutting price, and the longest waits to sell in the metro. These areas often have a lot of FHA loans, which means buyers here are more sensitive to interest rates. Some of these areas are short-term rental corridors where investors own a lot of the homes.
The vacation home capital, and the softest corner of the metro. Full Kissimmee guide.
The four numbers behind this call
Each number is compared to what was normal in this ZIP code in 2018 and 2019, before the pandemic, for this same month of the year. That matters. A price-cut share of 22% sounds high until you learn this area normally ran higher than that.
Active inventory
103
+7.3% vs a year ago
63% more than before the pandemic
How many homes are for sale right now. More homes means more choice for buyers and more competition for sellers.
Days on market
62 days
24% longer than before the pandemic
How long a typical home sits before it goes under contract. Longer waits mean buyers are taking their time.
Price cuts
17.5%
Normal here was 15.6%
12% more than before the pandemic
The share of listings that dropped their price. When this climbs, sellers are asking more than buyers will pay.
FHA loan share
28.5%
Osceola County estimate
The share of home loans in this county that are FHA loans. FHA is a government backed loan popular with first time buyers who put less money down. A high share means the area feels interest rate changes faster.
Typical asking price here right now: $338,000. That is the middle of what sellers are asking, not what homes actually close for.
Source: Realtor.com Economic Research (inventory, days on market, price cuts) and HMDA via CFPB (FHA share, county level) · Data through July 2026 · FHA share is the newest annual HMDA year and lags by about a year
What this means for you
The same market is good news for one person and hard news for another. Here is the honest version for each side.
If you are buying here
- If you are buying in this metro, this is your moment and this is your zone.
- Listings that have been sitting past 68 days are motivated seller territory. Those owners listed two or three months ago and are watching the calendar turn.
- You have options and the seller knows it. Ask for what you want.
- Still get the inspection and still check the numbers. Leverage is not a reason to be careless.
If you are selling here
- Your first price is your most important decision. Not your second price after 45 days.
- Every week you sit past the right number is a cost you pay, against a buyer who has choices and knows it.
- The sellers winning right now are getting about 98 cents on the dollar of asking. They got there by pricing into the market, not above it.
- If your home is not selling, it is almost always price and appeal being out of line. Sometimes it is bad marketing. It is rarely bad luck.
If you are investing here
- This is where the discounts are. It is also where the risk is.
- In short-term rental areas, homes are hard to show because guests are in them. Many owners will not pull a property out of the rental pool to sell it, so it sits. That is a big reason days on market run long here.
- That same problem is your opening. An owner who finally agrees to empty the calendar is an owner who wants out.
- Know the rules before you buy. Short-term rental rules and tourist taxes differ between Osceola, Polk and Orange counties.
Now what?
A ZIP code is not a street. Before you make a move in Kissimmee, FL, let us pull the month of supply on the specific streets you care about. That takes me a few minutes and it is the difference between a good decision and a guess.